So, CJ lives with me now, which is very good so far. And we are thinking about getting a joint account for bill-paying. But I am kind of enjoying the $75 in interest I earn with my special rewards checking account... interest I only get if I've made 12 ATM transactions over the month. Several of those are made at grocery stores, where CJ and I would probably be using the joint account. Plus, of course, a lot of the money currently sitting in my personal account would go to the joint, which would be fine if all accounts fit the "12 transactions a month" rule. I imagine I'd be buying packs of gum at CVS just to hit the quota at the end of the month... Maybe a joint account isn't the way to go at all.
So, I ask you, other people living in sin (or even legally together): How do you pay the bills together?